Loans

Optimum offers a wide range of loans to suit your needs including Personal, Secured and unsecured loans. Whether you are planning to improve your home, wanting a new car, or need a holiday Optimum will be able to find you the perfect loan with the best possible rates.

Personal Loans

A personal loan is often referred to as and unsecured loan, it simply means a loan that is not secured against your property (home or car) but against and individual’s personal credit rating.

Here at Optimum we will save you time by searching across the market to find the most suitable personal loan for you. We will take your circumstances into consideration and guide you through the process from the application stage through to the completion of the loan.

Secured Loan

With a secured loan you will be required to use your property as security against the loan, this is so the lender is able to balance the risk of lending to you.

The amount that can be borrowed, the term available and the annual percentage rate (APR) usually depends on:

The value of the property
Your ability to pay the loan
Your personal circumstances

Optimum Financial will find you the most suitable loan through our large panel of lenders.

We will consider all circumstances, our qualified advisors will guide you through the whole process from the application stage through to the completion of the loan.

For further information on the different types of loans on offer, simply call 0870 770 8877 and one of our friendly, experienced advisors will be happy to help you.

The products and services promoted here are not part of the Openwork offering and are offered in our right. Openwork Limited accept no responsibility for this aspect of our business. These products are not regulated by the Financial Services Authority.